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First home buyers
Buying your first place in Melbourne's south-east. We explain every step, from deposit to settlement, in plain English.
Find out more : First home buyersA-06
Melbourne south-east
Mortgage Broker in Carnegie
Carnegie and surrounds
Carnegie is buzzing, with Koornang Road's cafés and restaurants and quick train access to the city. It's a favourite for first home buyers and investors. We help buyers in Carnegie, Murrumbeena, Glen Huntly and Caulfield East with first home loans, investment lending and refinancing.
Much of what's for sale here is apartments and townhouses, so understanding how lenders view different property types is a big part of our work in Carnegie.
Neighbouring suburbs
- Murrumbeena
- Glen Huntly
- Caulfield East
- Bentleigh East
- Malvern East
- Ormond
01 — Lending in Carnegie
Apartments, townhouses and first homes
Not every lender treats every apartment the same. Size, the number of units in the building, whether it has a balcony, and how many units are investor-owned can all affect the deposit a lender wants or whether they lend at all. We check these things before you make an offer, so you're not caught out after signing.
For first home buyers, Carnegie is often the first step into the market. We walk you through deposits, government support you might be eligible for, pre-approval and what to expect from your conveyancer. You'll know what's coming at each stage.
Investors like the area for its transport and lifestyle. We help keep investment loans separate and well structured, and we're happy to talk to your accountant.
02 — Loans
Loans we help with in Carnegie.
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Home loans
Buying your next home or an investment property in Melbourne. We compare lenders and structure the loan around your plans.
Find out more : Home loansD-06
Refinancing
Switching lenders, releasing equity or restructuring your loans. We check whether a move actually leaves you better off.
Find out more : Refinancing03 — Why a local broker
Practical reasons to work with us.
Note 01
Apartment policy checks
Note 02
First-timer friendly
Note 03
Investor structure
Note 04
Down the road
04 — Nearby
Nearby areas we also cover.
05 — Local FAQ
Questions from Carnegie.
Q-01Can I buy a one-bedroom apartment in Carnegie with a small deposit?
It depends on the apartment and the lender. Some lenders want a bigger deposit for small apartments. We'll check before you buy.
Q-02Is a townhouse treated differently to a house?
Usually townhouses are treated similarly to houses, but body corporate arrangements and title type can matter. We check the details.
Q-03Do you help first home buyers in Carnegie?
Yes, it is a big part of what we do in the area. Our first home buyer guide for the south-east is a good starting point.
Q-04Can you help me refinance my Carnegie investment property?
Yes. We'll compare your current loan against other options and only suggest a switch if it leaves you better off.
06 — Enquire
Buying, building or refinancing in Carnegie?
Send us a few details and we'll come back to you within one business day.