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Construction loans
Building a new home, a knock-down rebuild or a major renovation. Loans that pay your builder in stages as the work goes up.
Find out more : Construction loansA-03
Melbourne south-east
Mortgage Broker in Chadstone
Chadstone and surrounds
Most people know Chadstone for the shopping centre, but the streets around it are a quiet, family-focused part of Melbourne's south-east. We help buyers and owners in Chadstone, Holmesglen and the edges of Ashburton and Malvern East with home loans, refinancing and construction finance.
Many homes here sit on solid blocks with older housing stock, which makes Chadstone a natural fit for families renovating, extending or doing a knock-down rebuild rather than moving.
Neighbouring suburbs
- Malvern East
- Ashburton
- Holmesglen
- Hughesdale
- Oakleigh
- Mount Waverley
01 — Lending in Chadstone
Staying put and building better
A common story in Chadstone: a family has owned for a while, the kids are getting bigger, and moving means paying stamp duty on a more expensive home nearby. Instead, they build. That might be a second-storey extension, a rear addition or knocking down and starting fresh.
Each of those needs a different kind of lending. Smaller renovations can sometimes be funded by refinancing and releasing equity. Bigger jobs usually need a construction loan with progress payments, so the builder is paid as the work goes up. A knock-down rebuild also has to cover where you'll live during the build. We help you pick the right approach and set it up so the money flows when the builder needs it.
We also help investors and downsizers in the area, particularly those looking at units and townhouses near the shopping and transport hub.
02 — Loans
Loans we help with in Chadstone.
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Refinancing
Switching lenders, releasing equity or restructuring your loans. We check whether a move actually leaves you better off.
Find out more : RefinancingD-01
Home loans
Buying your next home or an investment property in Melbourne. We compare lenders and structure the loan around your plans.
Find out more : Home loans03 — Why a local broker
Practical reasons to work with us.
Note 01
Renovation versus rebuild
Note 02
Equity explained
Note 03
Builder coordination
Note 04
We're next door
04 — Nearby
Nearby areas we also cover.
05 — Local FAQ
Questions from Chadstone.
Q-01Should I refinance or get a construction loan for my renovation?
It depends on the size of the job. Smaller renovations can often be funded through a refinance or equity release. Larger structural works usually suit a construction loan. We'll help you decide.
Q-02Can I do a knock-down rebuild while I still have a mortgage?
Yes. Your existing loan is usually refinanced into a construction loan, with the build funded in stages. You will also need to plan where you will live during the build.
Q-03Do you help investors buying near Chadstone?
Yes. We arrange investment loans and can help structure them separately from your home loan.
Q-04How far are you from Chadstone?
We're based in neighbouring Oakleigh, so we're close by.
06 — Enquire
Buying, building or refinancing in Chadstone?
Send us a few details and we'll come back to you within one business day.