Legal
Terms of Use
These terms are a draft and must be reviewed by a qualified professional before the website goes live.
Using this website
These terms apply to your use of the Ridge Finance website. By using the site, you agree to them. If you do not agree, please do not use the site.
You may use the site for your own personal, non-commercial purposes. You must not use it in a way that is unlawful, that could damage the site, or that interferes with anyone else’s use of it.
General information only
The content on this website is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal financial, legal or tax advice.
Before acting on any information on this site, you should consider whether it is right for you and speak with us or another qualified professional about your circumstances.
No guarantee of loan approval
Nothing on this website is a loan offer or a promise that you will be approved for a loan. All lending is subject to the lender’s assessment, credit criteria, terms, conditions, fees and charges.
Information can change
Interest rates, fees, lender policies, tax rules, stamp duty and government schemes change regularly. We try to keep the site accurate, but we cannot guarantee that every page is complete or current at the time you read it.
Calculators give estimates only
Our calculators provide estimates based on the details you enter and on general assumptions. They are a guide only and are not a loan offer or financial advice.
Your actual borrowing power, repayments and costs depend on the lender’s assessment and your full circumstances, and may be different from the calculator’s result.
Links to other websites
This site may link to third-party websites, such as government agencies or lenders. We provide these links for convenience. We do not control those sites and are not responsible for their content, accuracy or privacy practices.
Intellectual property
The content on this website, including text, graphics, logos and design, belongs to Ridge Finance or is used with permission. You must not copy, reproduce or republish it without our written consent, except as allowed by law.
Limitation of liability
To the extent permitted by law, Ridge Finance is not liable for any loss or damage arising from your use of this website or your reliance on its content, including the calculators.
Nothing in these terms excludes any rights you have under the Australian Consumer Law or other laws that cannot be excluded.
Privacy
How we collect, use and protect your personal information is explained in our Privacy Policy.
Changes to these terms
We may update these terms from time to time. The current version will always be available on this page, and your continued use of the site means you accept the updated terms.
Contact
If you have any questions about these terms, please email help@ridgefinance.au.
Questions? Email help@ridgefinance.au.