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RidgeFinance
A-08

Melbourne south-east

Mortgage Broker in Malvern East

Malvern East and surrounds

Malvern East combines period homes, tree-lined streets and easy access to the city via the Glen Waverley line and Dandenong Road. We help buyers, owners and builders in Malvern East, Glen Iris, Malvern and Ashburton with home loans, construction finance and lending for business owners.

Properties here often need more than a standard loan: larger purchases, renovations to character homes, or income that comes from a business rather than a payslip.

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Neighbouring suburbs
  • Malvern
  • Glen Iris
  • Chadstone
  • Ashburton
  • Carnegie
  • Caulfield East

01 — Lending in Malvern East

Character homes and complex income

Many homes in Malvern East are period or mid-century houses that buyers want to restore and extend. Heritage overlays can affect what you can build and how long approvals take, which in turn affects the type and timing of your loan. We make sure the finance allows for that, not just the purchase price.

We also work with plenty of professionals and business owners here. If your income includes bonuses, trust distributions or business profits, the way it's presented to a lender can change the outcome significantly. We work with your accountant so lenders see the full picture.

For larger purchases, structure matters more. We look at ownership, splits, offsets and how the loan fits with any investments, so it works for the long term.

02 — Loans

Loans we help with in Malvern East.

D-01

Home loans

Buying your next home or an investment property in Melbourne. We compare lenders and structure the loan around your plans.

Find out more : Home loans

03 — Why a local broker

Practical reasons to work with us.

Note 01

Renovation-aware lending

Note 02

Complex income handled

Note 03

Structure first

Note 04

Close to home

05 — Local FAQ

Questions from Malvern East.

Q-01

Can I finance the renovation of a heritage home?

Yes. Depending on the scope, that might be an equity release or a construction loan. We'll factor in permit timing too.

Q-02

My income comes through a family trust. Can I still get a home loan?

Yes, lenders can assess trust distributions. It usually requires trust tax returns and financials. We'll work with your accountant on what's needed.

Q-03

Do you handle larger home loans?

Yes. We help clients with a wide range of loan sizes and look closely at structure for larger borrowings.

Q-04

Do you also help in Glen Iris and Malvern?

Yes. We help clients across Malvern East, Glen Iris, Malvern, Ashburton and the broader south-east.

06 — Enquire

Buying, building or refinancing in Malvern East?

Send us a few details and we'll come back to you within one business day.

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We reply by email within one business day.

Got plans? Let's draw up the numbers.

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