Construction loans
Building a new home, a knock-down rebuild or a major renovation. Loans that pay your builder in stages as the work goes up.
Find out more : Construction loansMelbourne south-east
Malvern East combines period homes, tree-lined streets and easy access to the city via the Glen Waverley line and Dandenong Road. We help buyers, owners and builders in Malvern East, Glen Iris, Malvern and Ashburton with home loans, construction finance and lending for business owners.
Properties here often need more than a standard loan: larger purchases, renovations to character homes, or income that comes from a business rather than a payslip.
01 — Lending in Malvern East
Many homes in Malvern East are period or mid-century houses that buyers want to restore and extend. Heritage overlays can affect what you can build and how long approvals take, which in turn affects the type and timing of your loan. We make sure the finance allows for that, not just the purchase price.
We also work with plenty of professionals and business owners here. If your income includes bonuses, trust distributions or business profits, the way it's presented to a lender can change the outcome significantly. We work with your accountant so lenders see the full picture.
For larger purchases, structure matters more. We look at ownership, splits, offsets and how the loan fits with any investments, so it works for the long term.
02 — Loans
Building a new home, a knock-down rebuild or a major renovation. Loans that pay your builder in stages as the work goes up.
Find out more : Construction loansHome loans for business owners, contractors and sole traders, including low doc options when tax returns lag behind.
Find out more : Self-employed & low docBuying your next home or an investment property in Melbourne. We compare lenders and structure the loan around your plans.
Find out more : Home loans03 — Why a local broker
04 — Nearby
05 — Local FAQ
Yes. Depending on the scope, that might be an equity release or a construction loan. We'll factor in permit timing too.
Yes, lenders can assess trust distributions. It usually requires trust tax returns and financials. We'll work with your accountant on what's needed.
Yes. We help clients with a wide range of loan sizes and look closely at structure for larger borrowings.
Yes. We help clients across Malvern East, Glen Iris, Malvern, Ashburton and the broader south-east.
06 — Enquire
Send us a few details and we'll come back to you within one business day.