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RidgeFinance
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Melbourne south-east

Mortgage Broker in Mount Waverley

Mount Waverley and surrounds

Mount Waverley is leafy, established and popular with families who plan to stay a long time. We help homeowners and buyers in Mount Waverley, Ashwood, Jordanville and Burwood with home loans, refinancing and construction finance.

A lot of homes here were built decades ago, so we spend much of our time helping people renovate, rebuild or restructure the loans they've had for years.

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Neighbouring suburbs
  • Glen Waverley
  • Ashwood
  • Burwood
  • Jordanville
  • Chadstone
  • Notting Hill

01 — Lending in Mount Waverley

Long-term owners, new chapters

If you've owned in Mount Waverley for a while, there's a fair chance you haven't looked closely at your home loan in some time. A review can be worthwhile, especially if you're thinking about renovating, helping a child buy their first home, or restructuring before retirement. We look at your current loan honestly and only suggest a change if it actually helps.

Parents helping children into the market is a common conversation here. That might be a gift, a family guarantee, or co-buying. Each option carries real responsibility, and we'll explain the lending side clearly so everyone can get independent advice before signing anything.

And of course, building. Mount Waverley has many knock-down rebuilds and extensions. Our construction loan page explains how progress payments work and how we set them up.

02 — Loans

Loans we help with in Mount Waverley.

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Refinancing

Switching lenders, releasing equity or restructuring your loans. We check whether a move actually leaves you better off.

Find out more : Refinancing

03 — Why a local broker

Practical reasons to work with us.

Note 01

Honest loan reviews

Note 02

Helping the next generation

Note 03

Rebuild expertise

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Five minutes away

05 — Local FAQ

Questions from Mount Waverley.

Q-01

Can I help my child buy their first home using my Mount Waverley property?

Possibly, through a family guarantee using your equity. It means you could be liable if they cannot repay, so independent advice is important. We can explain how it works.

Q-02

I haven't reviewed my loan in years. Is it worth it?

Often it is. A review costs nothing and may show savings or a better structure. If your current loan is still competitive, we'll say so.

Q-03

Can you finance a second-storey extension?

Yes. Depending on the size, we'd use a refinance with equity release or a construction loan with progress payments.

Q-04

Do you help downsizers?

Yes. Whether you're buying before selling or selling first, we help with the lending side of the move.

06 — Enquire

Buying, building or refinancing in Mount Waverley?

Send us a few details and we'll come back to you within one business day.

Book a free chat

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We reply by email within one business day.

Got plans? Let's draw up the numbers.

Book a free chat